"Very likely," we assented.

"Well, then, you begin to see. There are several good restaurants quite near that good hotel where I get the same combination breakfast for the same price; and if I go to one of those shining halls which you find in a score of places, up and down Broadway and the side streets, I get it for twenty-five cents. But though those shining halls glare at you with roofs and walls of stainless tile and glass, and tables of polished marble, their bill of fare is so inflexibly adjusted to the general demand that I cannot get Souchong or Ceylon tea for any money; I can only get Oolong; otherwise I must take a cup of their excellent coffee. If I wander from my wonted breakfast, I can get almost anything in the old American range of dishes for five or ten cents a portion, and the quality and quantity are both all I can ask. As I have learned upon inquiry, the great basal virtues of these places are good eggs and good butter: I like to cut from the thick slice of butter under the perfect cube of ice, better than to have my butter pawed into balls or cut into shavings, as they serve your butter in Europe. But I prefer having a small table to myself, with my hat and overcoat vis-à-vis on the chair opposite, as I have it at that good hotel. In those shining halls I am elbowed by three others at my polished marble table; but if there were more room I should never object to the company. It is the good, kind, cleanly, comely American average, which is the best company in the world, with a more than occasional fine head, and faces delicately sculptured by thought and study. I address myself fearlessly to the old and young of my own sex, without ever a snub such as I might get from the self-respectful maids or matrons who resort to the shining halls, severally or collectively, if I ventured upon the same freedom with them. I must say that my commensals lunch or dine as wisely as I do for the most part, but sometimes I have had to make my tacit criticisms; and I am glad that I forbore one night with a friendly young man at my elbow, who had just got his order of butter-cakes—"

"Butter-cakes?" we queried.

"That is what they call a rich, round, tumid product of the griddle, which they serve very hot, and open to close again upon a large lump of butter. For two of those cakes and his coffee my unknown friend paid fifteen cents, and made a supper, after which I should not have needed to break my fast the next morning. But he fearlessly consumed it, and while he ate he confided that he was of a minor clerical employ in one of the great hotels near by, and when I praised our shining hall and its guests he laughed and said he came regularly, and he always saw people there who were registered at his hotel: they found it good and they found it cheap. I suppose you know that New York abounds in tables d'hôte of a cheapness unapproached in the European capitals?"

We said we had heard so; at the same time we tried to look as if we always dined somewhere in society, but Heaven knows whether we succeeded.

"The combination breakfast is a form of table d'hôte; and at a very attractive restaurant in a good place I have seen such a breakfast—fruit, cereal, eggs, rolls, and coffee—offered for fifteen cents. I have never tried it, not because I had not the courage, but because I thought thirty cents cheap enough; those who do not I should still hold worthy of esteem if they ate the fifteen-cent breakfast. I have also seen placarded a 'business men's lunch' for fifteen cents, which also I have not tried; I am not a business man. I make bold to say, however, that I often go for my lunch or my dinner to a certain Italian place on a good avenue, which I will not locate more definitely lest you should think me a partner of the enterprise, for fifty and sixty cents, 'vino compreso.' The material is excellent, and the treatment is artistic; the company of a simple and self-respectful domesticity which I think it an honor to be part of: fathers and mothers of families, aunts, cousins, uncles, grandparents. I do not deny a Merry Widow hat here and there, but the face under it, though often fair and young, is not a Merry Widow face. Those people all look as kind and harmless as the circle which I used to frequent farther down-town at a fifty-cent French table d'hôte, but with a bouillabaisse added which I should not, but for my actual experiences, have expected to buy for any money. But there are plenty of Italian and French tables d'hôte for the same price all over town. If you venture outside of the Latin race, you pay dearer and you fare worse, unless you go to those shining halls which I have been praising. If you go to a German place, you get grosser dishes and uncouth manners for more money; I do not know why that amiable race should be so dear and rude in its feeding-places, but that is my experience."

"You wander, you wander!" we exclaimed. "Why should we care for your impressions of German cooking and waiting, unless they go to prove or disprove that living in New York is cheaper than in the European capitals?"

"Perhaps I was going to say that even those Germans are not so dear as they are in the fatherland, though rude. They do not tend much if at all to tables d'hôte, but the Italians and the French who do, serve you a better meal for a lower price than you would get in Paris, or Rome, or Naples. There the prevalent ideal is five francs, with neither wine nor coffee included. I'll allow that the cheap table d'hôte is mainly the affair of single men and women, and does not merit the consideration I've given it. If it helps a young couple to do with one maid, or with none, instead of two, it makes for cheapness of living. Service is costly and it is greedy, and except in large households its diet is the same as the family's, so that anything which reduces it is a great saving. But the table d'hôte which is cheap for one or two is not cheap for more, and it is not available if there are children. Housing and raw-provisioning and serving are the main questions, and in Europe the first and last are apparently much less expensive. Marketing is undoubtedly cheaper with us, and if you count in what you get with the newness, the wholesomeness, and handiness of an American flat, the rent is not so much greater than that of a European flat, with its elementary bareness. You could not, here, unless you descended from the apartment to the tenement, hire any quarter where you would not be supplied with hot and cold water, with steam heating, with a bath-room, and all the rest of it."

"But," we said, "you are showing that we are more comfortably housed than the Europeans, when you should be treating the fact of relative cheapness."

"I was coming to that even in the matter of housing—"