"Ah, I was coming back to that," the Howadji said, with a glow of inspiration. "I have been imagining, in the relation which you do not see, that New York can be made the inexpensive exile of its own children as it has been made the summer home of those sympathetic Southerners. If I can establish the fact of its potential cheapness, as I think I can, I shall deprive them of some reasons for going abroad, though I'm not sure they will thank me, when the reasons for Europe are growing fewer and fewer. Culture can now be acquired almost as advantageously here as there. Except for the 'monuments,' in which we include all ancient and modern masterpieces in the several arts, we have no excuse for going to Europe, and even in these masterpieces Europe is coming to us so increasingly in every manner of reproduction that we allege the monuments almost in vain. The very ruins of the past are now so accurately copied in various sorts of portable plasticity that we may know them here with nearly the same emotion as on their own ground. The education of their daughters which once availed with mothers willing to sacrifice themselves and their husbands to the common good, no longer avails. The daughters know the far better time they will have at home, and refuse to go, as far as daughters may, and in our civilization this, you know, is very far. But it was always held a prime reason and convincing argument that Dresden, Berlin, Paris, Rome, and even London, were so much cheaper than New York that it was a waste of money to stay at home."

"Well, wasn't it?" we impatiently demanded.

"I will not say, for I needn't, as yet. There were always at the same time philosophers who contended that if we lived in those capitals as we lived at home, they would be dearer than New York. But what is really relevant is the question whether New York isn't cheaper now."

"We thought it had got past a question with you. We thought you began by saying that New York is cheaper."

"I can't believe I was so crude," the Howadji returned, with a fine annoyance. "That is the conclusion you have characteristically jumped to without looking before you leap. I was going to approach the fact much more delicately, and I don't know but what by your haste you have shattered my ideal of the conditions. But I'll own that the great stumbling-block to my belief that the means of living in New York are cheaper than in the European capitals is that the house rents here are so incomparably higher than they are there. But I must distinguish and say that I mean flat-rents, for, oddly enough, flats are much dearer than houses. You can get a very pretty little house, in a fair quarter, with plenty of light and a good deal of sun, for two-thirds and sometimes one-half what you must pay for a flat with the same number of rooms, mostly dark or dim, and almost never sunny. Of course, a house is more expensive and more difficult to 'run,' but even with the cost of the greater service and of the furnace heat the rent does not reach that of a far less wholesome and commodious flat. There is one thing to be said in favor of a flat, however, and that is the women are in favor of it. The feminine instinct is averse to stairs; the sex likes to be safely housed against burglars, and when it must be left alone, it desires the security of neighbors, however strange the neighbors may be; it likes the authority of a janitor, the society of an elevator-boy. It hates a lower door, an area, an ash-barrel, and a back yard. But if it were willing to confront all these inconveniences, it is intimately, it is osseously, convinced that a house is not cheaper than a flat. As a matter of fact, neither a house nor a flat is cheap enough in New York to bear me out in my theory that New York is no more expensive than those Old World cities. To aid efficiently in my support I must invoke the prices of provisions, which I find, by inquiry at several markets on the better avenues, have reverted to the genial level of the earlier nineteen-hundreds, before the cattle combined with the trusts to send them up. I won't prosily rehearse the quotations of beef, mutton, pork, poultry, and fish; they can be had at any dealer's on demand; and they will be found less, on the whole, than in London, less than in Paris, less even than in Rome. They are greater no doubt than the prices in our large Western cities, but they are twenty per cent. less than the prices in Boston, and in the New England towns which hang upon Boston's favor for their marketing. I do not know how or why it is that while we wicked New-Yorkers pay twenty-five cents for our beefsteak, these righteous Bostonians should have to pay thirty, for the same cut and quality. Here I give twenty-eight a pound for my Java coffee; in the summer I live near an otherwise delightful New Hampshire town where I must give thirty-eight. It is strange that the siftings of three kingdoms, as the Rev. Mr. Higginson called his fellow-Puritans, should have come in their great-grandchildren to a harder fate in this than the bran and shorts and middlings of such harvestings as the fields of Ireland and Italy, of Holland and Hungary, of Poland and Transylvania and Muscovy afford. Perhaps it is because those siftings have run to such a low percentage of the whole New England population that they must suffer, along with the refuse of the mills—the Mills of the Gods—abounding in our city and its dependencies.

"I don't know how much our housekeepers note the fall of the prices in their monthly bills, but in browsing about for my meals, as I rather like to do, I distinctly see it in the restaurant rates. I don't mean the restaurants to which the rich or reckless resort, but those modester places which consult the means of the careful middle class to which I belong. As you know, I live ostensibly at the Hotel Universe. I have a room there, and that is my address——"

"We know," we derisively murmured. "So few of our visitors can afford it."

"I can't afford it myself," our friend said. "But I save a little by breakfasting there, and lunching and dining elsewhere. Or, I did till the eggs got so bad that I had to go out for my breakfast, too. Now I get perfect eggs, of the day before, for half the price that the extortionate hens laying for the Universe exact for their last week's product. At a very good Broadway hotel, which simple strangers from Europe think first class, I get a 'combination' breakfast of fresh eggs, fresh butter, and fresh rolls, with a pot of blameless Souchong or Ceylon tea, for thirty cents; if I plunge to the extent of a baked apple, I pay thirty-five. Do you remember what you last paid in Paris or Rome for coffee, rolls, and butter?"

"A franc fifty," we remembered.

"And in London for the same with eggs you paid one and six, didn't you?"